401(K) Plan Solutions
Your Plan Optimized
Investment Planning Services
Assisting Plan Sponsors with the many administrative requirements of a 401(K) Plan and driving participant outcomes is a strong focus of our firm. We believe that utilizing the Institutional Share Class and High Quality Funds coupled with competitive Recordkeeping and Administrative Fees are the building blocks of a comprehensive retirement plan.
Our team of experienced Advisors will collaborate with you to design a well structured plan that includes the following parameters:
- Fee Negotiation
- Plan Design Review
- ROTH Option
- Qualified Default Investment Alternative (QDIA)
- Target Date Analysis
- Safe Harbor Guidance
- Asset Class Allocation
- Automatic Enrollment and/or Automatic Escalation features
- NQDC (Non-Qualified Deferred Compensation)
Plan Design
Support
Our investment monitoring services include:
- Strategic Plan Review Meetings
- Provide comprehensive and detailed fund/portfolio report
- Investment Analysis with the Support of Morningstar and LPL’s Research Team
- Quarterly Investment Review Report
Plan Investment
Monitoring
To ensure we are adhering to the highest standard of compliance we provide:
- Co-Fiduciary Advisory Services – 3(21) & 3(38)
- A Fiduciary Vault
- Investment Policy Statement Assistance
- Regulatory and Legislative Updates
- 404(c) Compliance Reviews
- A Benchmark of the Plan Fee Structure and Fund Performance
- Committee Fiduciary Training
- Plan Audit Preparation Assistance
Plan Compliance &
Fiduciary Support
Our comprehensive participant communication entails:
- Customized Educational Meetings
- The Benefits of Participating in a 401(k)
- Savvy Planning for Retirement
- Participant Website Training
- Tools & Trackers
- Accessing Key Topic Videos
- Personal Consultation Sessions
- Quarterly Newsletter
- Spanish Interpreters on Staff
Participant
Communication
Our Dedicated Support Staff assists Plan Sponsors with all inquiries related to the plan. Our team is a valuable liaison between the Plan Sponsor and Provider. We also provide Quarterly Newsletters on pertinent topics related to 401(K) and retirement planning.
Plan Sponsor
Support
Palabe Wealth offers a wide range of comprehensive solutions to help participants meet their financial goals. This encompasses creating a reliable income stream, choosing a portfolio to match their risk profile, tax-smart recommendations, and a retirement plan analysis to ensure they are on track for retirement.
Retirement Planning
Services
This information was developed as a general guide to educate plan sponsors but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.
